When you went over to a friend’s house you probably weren’t expecting to be hurt. Accidents usually happen when we least expect them to; that’s their very nature. But what do you do if you’ve been injured at someone else’s home? What do you do if you’re pretty sure that you weren’t to blame for the accident?
What are Premises Liability Laws?
You may not even realize that there are laws regarding when a property owner is liable if someone is hurt on their premises. Generally, a property owner is responsible for maintaining a safe home and ensuring that visitors and guests will not be injured while on the property.
Not every accident will be the property owner’s fault, however. For instance, if you walk into a wall because you weren’t looking where you were going, you won’t likely have a good claim against the property owner. If you were injured falling off a balcony because a railing wasn’t secured, then you have a good case.
How Do You Get Compensation for Your Injury?
Most people that are hurt at another person’s house just want to be compensated for the financial losses they’ve suffered. You may have needed medical treatment for your injury, or you missed out on a couple of week’s worth of income while you were recovering.
In order to be paid back for these financial losses you will have to file a personal injury claim against the negligent property owner. Filing a claim requires investigation into your accident, gathering evidence, and proving your injury through medical evidence. You will then need to negotiate with an insurance company to get a settlement.
Is it Difficult to Deal with Insurance Companies?
When you file your injury claim, you will likely be filing it with the property owner’s insurance company. It’s the insurance provider who will be required to pay you for your losses, assuming you can prove your case. To win an injury claim, you may need a top premises liability attorney, especially if you’ve been serious hurt.
You will likely need this compensation to pay for all the financial and non-financial losses a serious injury has caused you. Filing a claim can be difficult without some legal assistance. At least now you know a little bit more about what to do if you’ve been injured at someone’s home. You can file a claim and get compensated for your injury.