4 Reasons to Contact a Personal Injury Lawyer

There is a good chance that something will happen that causes you to need the assistance of a personal injury lawyer. This happens to many people at some point, and they do not even know it. According to Wikipedia, there are a variety of situations in which you would be able to file a personal injury claim. These include:

  • If you get sick from eating tainted or bad food
  • If you become injured due to a defective product
  • If you get bitten by a dog
  • If you are the victim of a car accident
  • If you are the victim of a slip and fall accident
  • If you are hit or injured by another person

If you find yourself in any of these situations, you deserve to be compensated for your medical bills, lost wages, and your pain and suffering. If you plan to file a personal injury claim, there are a few reasons to schedule a free consultation with a personal injury lawyer.

Maximum Compensation

If you hope to get the maximum compensation for your injuries, you should let a personal injury lawyer represent you. A lawyer uses a formula to come up with a fair amount. They also work hard to ensure that you receive the compensation you deserve.

Assistance with Negotiations

Soon after your accident, the insurance company for the responsible party will contact you to offer a settlement. They often call very soon, before you even know the extent of your injuries. In most cases, the settlement amount they offer you is much less than you deserve. Personal injury lawyers are master negotiators. When you have a lawyer working for you, they negotiate with the other party’s lawyer, and they don’t accept an offer that is less than that to which you are entitled. According to experts, when you have someone handling the negotiations, you can focus on getting better.

Case Preparation and Court Representation

If your lawyer and the lawyer for the responsible party cannot come up with a settlement amount, the case must go before a judge and jury. The best chance you have to win your case is to have a personal injury lawyer. They prepare the strongest case possible before going to court. If your lawyer needs the help of a private investigator to prove your case, they have access to the best investigators in the business.

When it is time for your day in court, you will have someone to present your case. Not only will your lawyer put your witnesses on the stand to take their testimony, they will also cross-examine the witnesses for the responsible party.

Most Personal Injury Attorneys Work on a Contingency Basis

The best thing about working with a personal injury lawyer is that most of them work on a contingency basis. This means that you won’t owe the lawyer anything unless you win the case. This way, there is no risk to you. According to another Wikipedia source, the contingency fee most personal injury lawyers charge is between 25 and 50 percent.

If you are injured or become ill due to the negligence of another person or business, you deserve to be compensated. The best way to ensure that you get the compensation that you deserve is to contact a personal injury lawyer.

Louisiana Auto Accident Statistics

When you’re on the road anywhere, there’s a chance that you might have an accident. From a fender bender to a pile-up that could leave many people hurt, many kinds of accidents happen every day, and we all do our best to avoid them.

Whether you’ve been in an accident or you want to learn more about accidents and what we can learn from them, the statistics we have about Louisiana car crash statistics can help. By studying these statistics, you might have a better idea about what demographic is responsible for crashes, what are the most dangerous acts on the road, and what you need to do to avoid a crash.

Drunk Driving is Deadly

You probably already know that driving while intoxicated is one of the most dangerous things you can do behind the wheel. Alcohol is a depressant, which slows down your ability to react in time and make quick judgements. Both things are vital for safe driving that doesn’t end in tragedy.

But, what you may not know is that Louisiana has a higher rate of drunk driving than the national average. From 2003 to 2012 alone, over three thousand people lost their lives to drunk driving, which is more than other states on average.  

This means that you’re more likely to encounter a drunk driver or lose your life in an accident with one. As such, you’ll need to take care around other drivers. If you believe someone on the road is driving under the influence, contact a police officer to protect your safety and save lives.

Seat Belts Save Lives

You know there are dangerous drivers out there who aren’t as concerned about your safety. But, while they may be reckless, you have to go to work, run errands, and otherwise drive to get around Louisiana. So, what can you do about the dangerous drivers on the road?

One of the most important and effective ways to save your life during an accident is to wear a seat belt. Many people still skip the belt despite the laws put in place about seat belts, but they can make a difference in an accident.

The National Highway Traffic Safety Administration’s crash statistics for Louisiana suggests that this is true. Of the accidents in Louisiana, fewer people who buckled up were killed in crashes compared to those who neglected to use their seat belts. So, before you take off, put on your seat belt, in case another driver endangers your safety.

Getting Help After an Accident

Once you’ve been in an accident, however, you’ll need to act to get the help you need. The auto accident lawyers of Spencer Calahan injury lawyers can help you through this time, and you’ll need someone to help you get your compensation.

If you’re concerned about an accident, be sure to take caution based on the above statistics. If you’ve already suffered through an accident, you’ll need to worry about more than the statistics: you’ll need to fight for the compensation you need after the crash. Speak to a lawyer today to get the help you need.  

Florida Auto Insurance Laws

The state of Florida mandates that all vehicles with four or more wheels carry auto insurance. Unlike some other states, though, the minimum level of coverage is a bit low.

Floridian drivers must carry at least $10,000 in Personal Injury Protection (PIP). This coverage helps pay for any of your medical bills arising from an automobile accident, even if you were a pedestrian or bicyclist at the time. It also covers the other members of your household and your children while they are riding on a school bus. It even covers any passengers injured in your vehicle that do not own their own car and have their own PIP protection.

Florida is a “No-Fault” state, meaning that your insurance company will pay for your PIP-related expenses, regardless of who was at fault in the accident.

In addition, Floridian drivers must carry $10,000 of Property Damage Liability protection (PDL). This coverage pays up to your coverage level for any property that you destroy while operating a motor vehicle. Note that your own property will not be covered, ensuring that you cannot crash on purpose and cash a nice insurance check.

If your driver’s license has been revoked numerous times, or you are convicted of a DUI charge, you may also need to carry Bodily Injury Liability (BIL) insurance. This protection pays for the medical costs of anyone you injure in an automobile accident. The minimum is “10/20,” meaning that your insurance company will pay $10,000 per injured person, as long as the total does not exceed $20,000. You also have the option of purchasing this coverage, even if you are not required to do so by law.

Many insurance providers offer additional coverage options not mandated by law. For example, comprehensive coverage pays for any damages your car sustains unrelated to an accident, such as vandalism. Collision protection helps fix your car if it is damaged in an accident. While neither is required by law, lenders often require both if you finance your vehicle.

You can also get Uninsured and Underinsured Motorist protection to fill in the gap between what somebody else’s insurance will pay and what you need. Finally, towing and labor insurance is also available in the state.

The penalty for allowing auto insurance to lapse in the state of Florida is the suspension of your driver’s license, plates, and auto registration. You need to provide proof of insurance and pay a fine in order to have the suspension lifted. Your first offense will cost $150, the second $250, and all subsequent offenses $500 each.

If you are injured in an automobile accident in the state of Florida, it is unwise to attempt to navigate the legal process alone. There are many law firms familiar with Florida accident laws that can help you get the money you deserve.

Sources

  1. https://www.dmvflorida.org/auto-insurance/